The Bank of Mum & Dad 

It would appear from press reports that if you find you’re short of cash
And trying to buy a house without the necessary stash
If you’re getting nowhere with the usual high street lenders
And chances of scaling the property ladder are getting ever slender

Then the best prospect for those who hold such aspirations
Is to maintain accord with your very close relations
Because it seems you will need to bring out that begging bowl
And ask your Mum and Dad if they will kindly you bankroll?

Costs of fleeing the nest seem to forever spiral
House price inflation having gone completely viral
So ‘baby boomer’ parents find that in this world gone mad
The desirable new brand is simply called BOMAD*

And offspring for sure are rarely being coy
As they latch on to this money-seeking ploy
As their elders have gained by rises o’er the years
And their bricks became a goldmine in common with their peers

So watch out all parents if you thought your wealth secure
You can’t ignore the pleadings of your kids who’re oh so poor
Cancel world cruises or a room in that care home
You’ll need to give your progeny more than chromosomes!

Ken Fisher

*BoMaD = Bank of Mum & Dad

Emblem: M&D from Shelter